Reshaping Your Financial Future with Chapter 13
People who file for Chapter 13 bankruptcy in Denver, Colorado typically have suffered a financial setback that has put them so far into debt that they can't catch up on their own. Chapter 13 bankruptcy can give them the breathing room they need to get their financial lives back in order. Some unsecured debts are erased and other debts are restructured and consolidated into an affordable monthly payment.
Like most people considering filing for bankruptcy, you have questions. To start getting the information you need, call Attorneys Townsend and Fiore for a free consultation at 303-586-2963 or toll-free at 877-237-9323. You can also contact us online. Se habla español.
Why Use The Law Firm of Townsend and Fiore, LLC?
- We help you decide if Chapter 7 or Chapter 13 protection is right for you
- Our bankruptcy lawyer carefully examines your financial records
- Our attorney completes all the paperwork for you
- We attend all your court hearings
- We help you reorganize your financial life
Who Should File for Chapter 13 Bankruptcy?
- People with regular income
- People with sizable assets they want to keep and can afford to make payments on
- People who want to stop creditor harassment at home and at work
- People who want to pay off some of their debt
- People who want to stop foreclosure on their home
- People who don't qualify for Chapter 7 bankruptcy
How Does Chapter 13 Work?
Most people who obtain Chapter 13 protection have an income sufficient to cover their living expenses, but not enough to catch up on and pay off their debts. In a Chapter 13 bankruptcy, you submit a repayment plan to the court. Part your income is allocated to covering reasonable living expenses. The remaining income is allocated to paying off your debts without penalties or interest, sometimes for as little as pennies on the dollar. The payments are completed over three or five years, depending on the circumstances.
For more information, please go to: Is Bankruptcy Right for You?
Call Attorneys Townsend and Fiore at 303-586-2963 or toll-free at 877-237-9323. You can also contact us online. Please ask about our affordable flat fee payment plan.
Office hours are Monday through Friday from 8 a.m. to 5 p.m. Evening hours available by appointment.
BAPCPA disclosure: This is a federally designated debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.