A Fresh Start with Chapter 7 Bankruptcy
Many people facing bankruptcy in Denver, Colorado are dealing with circumstances beyond their control: unemployment, enormous medical bills, a difficult divorce settlement or a steep drop in pay. Whatever the circumstances in your case, we at the law offices of Townsend and Fiore, LLC are not here to judge you. We're here to help you use the law to protect yourself from the financial paralysis that unmanageable debt can create.
In a Chapter 7 bankruptcy, you can discharge most unsecured debt, including credit card debts, medical bills and other financial burdens you can no longer carry. To learn of the benefits and costs of filing a Chapter 7 bankruptcy, talk to a knowledgeable bankruptcy attorney.
Call us at 303-586-2963 or toll-free at 877-237-9323 for a no-cost initial consultation. You can also contact us online. Please ask about our affordable, flat fee payment plan. Se habla español.
Why Use Townsend and Fiore, LLC?
- We help you decide if Chapter 7 or Chapter 13 bankruptcy is right for you
- We examine your financial records carefully
- We complete all the paperwork for you
- We attend all of your court hearings
- We help you gain a fresh start to your financial life
What You Should Know About Chapter 7
- The court applies a means test to see if you qualify for Chapter 7. We can help you determine if you will qualify for Chapter 7 discharge of unsecured debts.
- There's no repayment plan in a Chapter 7 bankruptcy.
- If you are unemployed or underemployed, without significant assets, this could well be the best way to get your finances back in order.
- Filing for bankruptcy stops creditor harassment. It also puts a halt to wage garnishments and other collections proceedings.
- There are exceptions to the debts you can discharge, including student loans, child support and some back taxes.
Because only certain debts are dischargeable under Chapter 7, you need to speak with a bankruptcy lawyer who understands the law and the protections it offers. At the law office of Townsend and Fiore, LLC, we'll sit down with you, examine your finances, explain your options and help you through the complex process of bankruptcy.
Call us today at 303-586-2963 or toll-free at 877-237-9323 for a free consultation. You can also contact us online.
Office hours: Monday through Friday, 8 a.m. to 5 p.m. Evening hours available by appointment.
BAPCPA disclosure: This is a federally designated debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.